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The unthinkable happens – you have been the victim of a reckless driver who has caused a car accident. You call 911, EMS assist you with an injury, and you are taken to a hospital. One of the first people you should call at this point is a lawyer for a car accident. You have been the victim of a car accident with a personal injury that is going to create challenges for you now and well into the future. As you recover, you are unable to work. Recovery is also expensive as the OHIP system has slowly been pulling back on some of the treatments that are available to you. Things like rehabilitation are not cheap. Meanwhile, your home needs to be taken care of so your family comes to assist you in your recovery. Other bills are accumulating as well. You do not need to face these challenges alone. A lawyer will assist you in getting the money you deserve, allowing you to focus on your recovery and not on the many challenges and stresses the situation has caused.

What Benefits are Available

There are currently seven claims that are available to you through your statutory accident benefits. These benefits include:
  • Income Replacement Benefits – This provides 70% of your net income to a maximum of $400 per week and will only be paid for two years. After this, you need to prove that your injury prevents you from working.
  • Non-Earner Benefits – This provides a maximum of $185 per week for unemployed people, however it is not available until six months after the accident.
  • Caregiver Benefits – This provides a maximum of $250 per week for a primary caregiver residing with the beneficiary for catastrophic cases only.
  • Housekeeping and Home Maintenance Benefits – This provides a maximum of $100 per week  for no more than two years, but is only available for catastrophic cases and is subject to interpretation.
  • Attendant Care Benefits – This provides $3,000 per month to a maximum of $36,000 over two years for non-catastrophic cases. It provides $6,000 per month to a maximum of one million dollars over the course of the victim's lifetime for catastrophic cases.
  • Medical and Rehab Benefits – This provides a maximum of $3,500 for minor injuries. Non-minor injuries come with a maximum of $50,000. Catastrophic injuries are a maximum of one million dollars.
  • Travel Benefits – This is paid to family members who live with the victim during their recovery or therapy.

Other Benefits

There are sometimes cases where you might be able to claim additional benefits that are not listed above. In these cases, it will be determined based on the circumstances of your accident and recovery, and the quality of your lawyer. These benefits can include repairing or replacing glasses, clothing, lost education and other circumstances.
You need to speak to a lawyer for a car accident as soon as possible after the accident occurs in order to get the benefits you deserve. The process is time sensitive and involves many forms that need to be filled out, which can be overwhelming, especially so soon after your injury. Contact a lawyer for a free consultation immediately following an accident.
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Zarolia Barristers Professional Corporation        |        416-789-9200        |        info@zarolialaw.com        |        www.zarolialaw.com
3200 Dufferin Street Suite 500,   Toronto,   Ontario,   M6A 3B2,   Canada